Our company helps in obtaining mortgage loans in the Czech Republic. The Czech Republic today is one of the leading countries in the European Union, in terms of the level of affordable lending for foreigners when buying residential and commercial real estate.
If you are planning to purchase house in Czech Republic through mortgage lending, we will help you! A large experience of working with Czech banks allows us to find optimal solutions for each client. We individually review your application and based on the documents provided, we calculate the approximate amount of the loan that you can receive.
The main conditions for obtaining a mortgage in the Czech Republic:
– Age from 18 to 70 years;
– Necessary income, which can be both in the territory of the Czech Republic, and beyond its borders;
– Initial payment of at least 10-15% of the loan amount
In the Czech Republic there are several banks that are loyal to foreigners. One of them is Sberbank. To get a mortgage in Sberbank, your income should be at least 80 thousand rubles a month. The Russian salary can be combined with the profit received in the Czech Republic.
The size of the mortgage can range from 500 thousand kroons to 7 million kroons. Mortgage fixing is chosen for a period of 3, 5 or 10 years. “Sberbank” provides loans in the amount of 50 to 70% of the value of real estate. The interest rate for Russian citizens with a tourist visa is fixed and is 4.99%.
Foreigners in the Czech Republic with a visa status permanent residence and residence permits can expect an interest rate from 2% to 4.5%. At the same time, the size of the rate will depend on the period for which the mortgage is drawn up, as well as the period of fixation and solvency of the borrower.
Currently, Czech banks do not provide 100% mortgages due to the National Bank’s instructions. Therefore, first of all those wishing to issue a mortgage should settle the issue with the initial installment.
To receive a mortgage in the Czech Republic, click HERE or use the ORDER CALL button.